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UK HMRC Tax Codes—The Full Guide

Self-employed people typically don’t have fixed earnings each month, so it’s impossible to determine ahead of time how much tax they must pay. Therefore, self-employed people in the UK don’t pay PAYE taxes. Instead, they receive a UTR—unique taxpayer reference—which is a unique reference that remains valid for their lifetime. 

Self-employed persons must fill out and submit a Self-Assessment Tax Return each year, using this identifier. 

Where to find your tax code

You can find your tax code in one of the following places: 

  • Your payslip
  • In the HMRC mobile app
  • On the HMRC website
  • In a letter that HMRC sends you informing you of your tax code